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Why Real Estate? What do Creative Real Estate Investors have to gain? How about early retirement? How about a shorter work week with more pay? How about loads of money in the bank? Sound good? This is the perfect atmosphere in which to get started.

I’d like to discuss a couple of things with you. Defaults are at an all time high. People are spending way beyond their means and this is not only on their homes, but with credit cards and other forms of debt as well. We have the bank as well as the home owners to thank for that.

Let’s take a step back and look at the root cause of all of this. Basically, banks would give money to anyone in almost any financial situation. In many cases, this was way beyond the means of most people. So, fastforward a few years and it only makes sense that the real estate market for all kinds of homes is suffering more foreclosures than ever.

We are also seeing more bankruptcies, along with more bank repossessions. There are more VA, HUD, FHA, Fannie Mae, Freddie Mac, and other government-insured loans defaulting than ever before in history. Can you say Short Sale?

The number of homes selling below market value is at an all time high. Because so many people are in a bind and can’t sell their homes when they need to, it’s a buyer’s market. That means we have Motivated Sellers. With so many options, it should be much easier to find a profitable deal.

We have all heard this saying – “in real estate you make your money when you buy and get paid when you sell.” You may put money in your pocket when you sell the property, but if you bought the property correctly, you have lots of money making options. But if you bought the property incorrectly, you may not have any options. So finding motivated sellers and properties below market value is the first goal while investing in real estate.

A key thing to point out about investing in real estate is that there are a multitude of people looking to buy homes, assuming you can tell the prospects from the suspects. Because of the financial crisis around the world, many of these would-be buyers are having a tough time getting money from banks. An investor can turn these lemons into lemonade with the right amount of innovation. With the know-how and some ingenuity, an investor can take the place of the bank and take a pretty penny for their time. Are you able to finance the transaction with the sellers money? Whos on your buyers list? Do you include only traditional buyers?

Now that seems crazy doesn’t it? If there are more properties than ever before and at better prices, and if there are more buyers, then why don’t the buyers just buy those properties? The reality is in most cases they don’t have the techniques that I told you about. So now that you know it can be done, it’s time to start investing!